Dental Insurance – Chicago, IL
Helping You Save by Maximizing Your Benefits
Our dental team understands how frustrating it can be to navigate dental insurance plans, and our goal is to make it as easy and stress-free as possible. We’re proud to be an in-network provider with several plans and are happy to file claims on your behalf to help you get the most out of your coverage. If you’re confused about your benefits, need help navigating your dental insurance plan, or have any questions, never hesitate to call us at United Dental Centers of Chicago so we can help!
Understanding How Dental Insurance Works
In order to better understand how your dental insurance works, you’ll need to commit a few important terms to memory. These terms will help you navigate your benefits and gain a better idea of any out-of-pocket dental costs you may be required to pay.
- Deductible: The deductible is a set amount that your insurance company requires you to pay before applying benefits to any dental treatments you receive.
- Waiting Period: Some dental insurance plans have a waiting period, which can require you to wait three, six, or 12 months before being eligible for benefits for certain procedures.
- Maximum: The maximum is a the capped-off amount that your insurance company will pay out for dental treatments over the course of a year.
What Does My Dental Insurance Cover?
It’s important to keep in mind that every dental insurance plan’s coverage varies, so the best way to learn whether yours will cover a certain treatment is to contact them directly. Given this, many insurance companies will determine benefits based on a 100-80-50 structure, meaning they cover 100 percent of preventive dental visits like checkups and cleanings, 80 percent of basic dental treatments like tooth-colored fillings, and 50 percent of more extensive dental procedures like root canal therapy.
Due to the way they determine coverage, the best way to save from hefty out-of-pocket costs is to focus on preventing oral health problems from developing in the first place. Our team focuses heavily on this by providing patients with high-quality dental health education and thorough examinations that aim to spot the small signs of issues before they have a chance to progress.
Our In-Network Dental Insurance Providers
At United Dental Centers of Chicago, we’re proudly in-network with a number of major dental insurance plans to help maximize your savings. To find out whether we accept yours, give us a call. Even if we aren’t in-network with your plan, we’re happy to file claims on your behalf to make sure you get the most out of visiting us.